List Of Background Check Companies

Filter a list by actual use

The CFPB list includes major credit reporting companies and specialty firms that serve particular industries. Use it to identify the type of company likely to hold a report; an employment screener and tenant screener are not interchangeable merely because both appear on a list.

Examples from the CFPB employment-screening category

Checkr, HireRight and First Advantage are examples in the CFPB consumer-reporting company directory under employment screening. These are factual directory entries, not a ranking, recommendation or affiliation. A firm may have no report on an individual unless a client ordered one; identify the company used for your own decision before requesting a file.

Tenant-screening examples and how to use the names

For rental screening, the CFPB also lists TransUnion Rental Screening Solutions under the TransUnion SmartMove name with a consumer dispute contact. RentGrow describes its service as tenant screening for property owners and managers and provides a consumer-file request route. These add a housing category to the employment examples above; they are not a claim that either company is best or used by every landlord.

Match the legal company and product name on your notice to the relevant consumer contact. A parent brand can offer several products, so a general credit-report contact may not be the right route for a rental-screening entry. If your purpose is purchasing screening rather than inspecting a report used about you, verify the offered scope and permitted use directly before choosing a product.

Check a specific company

A list entry does not guarantee the company has a file on you or covers every court. Review its disclosure instructions, source coverage and dispute channel. CFPB says consumers can review and dispute inaccuracies in their consumer reports.

If a report drove a decision, use the notice or ask the decision maker for the exact company name. Avoid treating the directory as a ranked recommendation.